A Personal Story:
Ive been managing my income through an excel sheet for over 8 years. It all started w/ a book a titled "Multiple Streams of Income" by Robert G. Allen. In it he talks about thinking of income as "streams" and that these streams accumulate into "pools". The basic idea he proposed was to, in my language, create "buckets". Each bucket represents a category that is important in your life. For each bucket, set a percent. Each month when you get income, you split your income into each bucket according to the percent. 50% into "necessities", 10% into "savings", 10% into "investments", etc.
This way of managing my income has been one of the best things Ive ever done. It has kept me from over spending (because I dont see a lump sum, but instead, I see amounts for each bucket) and it keeps me from hesitating from spending on whats important to me, "friends & family", "giving", etc.
I built this app because I wanted to make this way of managing income easier, more flexible, and on-the-go.
Book Recommendations:
The Richest Man in Babylon - George Samuel Clason (10% of your income "belongs to you".)
Multiple Streams of Income - Robert G. Allen
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This is the Free version of free BucketsOfMoney app. This app will eventually contain ads.
This Free version also does not contain the locking security feature available in the Pro version. If you dont want someone who is using your phone to accidentally see your entire financial life, this consider upgrading to the premium version instead.